About us

Crescent is ushering in the new era of business banking and treasury management. Designed to help companies earn the most on their two most precious assets — money and time.

We’re starting with the nation’s #1 high-yield business checking account3 with 5.25% APY* and access up to $125M FDIC insurance.† Including free global payments, no transaction fees, and full liquidity at anytime. Our platform also offers direct access to U.S. Treasury Bills and Money Market Funds.1

We’ve raised $10+ million from top investors including executives and finance leaders from JP Morgan Chase, BNY Mellon, 10+ unicorns, banks, and strategic business owners. We have an experienced and driven team from Ramp, Nubank, Goldman Sachs, RBC, and more.


Crescent Financial Inc. is a financial technology company, not an FDIC Insured depository institution. Banking Services provided by FirstBank, a Tennessee Corporation, Member, FDIC. Conveniently access multi-million-dollar FDIC insurance coverage through a single bank. Through FirstBank, you are eligible to utilize ICS, the IntraFi Cash Service, to access FDIC insurance through thousands of participating IntraFi network banks. IntraFi offers the highest per-depositor and per-bank capacity, and the peace of mind of being able to make large-dollar placements every business day. The FDIC’s deposit insurance coverage only protects against the failure of the FDIC-insured depository institution and does not protect against a failure of Crescent Financial Inc. or other companies.  

Meet Our Team

Team Image
Kathryn Schulte
Growth Operations
Team Image
Joe Smith
CTO
Team Image
Yaw Odame
Senior Software Engineer
Team Image
Grant Roscoe
CEO & Founder
Team Image
Daemian Mack
Lead Software Engineer
Team Image
Dan Griffith
Senior Software Engineer
Team Image
Zach Roth
Senior Software Engineer
Team Image
Andrew Orzel
Account Executive
Team Image
Gabe Linares
Growth
Team Image
Jason Sohal
Growth
Team Image
Gabriel Rodrigues
Senior Frontend Engineer
Team Image
Brandon Ringe
Senior Software Engineer
Team Image
Cameron Barre
Senior Software Engineer
Team Image
Kelven Galvão
Software Engineer
Team Image
Tomasz Wyrowiński
Software Engineer
Team Image
Balazs Deme
Growth Engineer

Explore the values that make our team next-level.

Be Client Obsessed
1% Better Everyday
Act Like An Owner
Think Big
Section Image

We’re Hiring!

If you can’t find what you’re looking for, check back often as new positions open up frequently.

See Open Positions
Earn 5.25% APY* in a checking and access up to $125M in FDIC insurance.†


Crescent Financial Inc. is a financial technology company, not an FDIC Insured depository institution. Banking Services provided by FirstBank, a Tennessee Corporation, Member, FDIC. Conveniently access multi-million-dollar FDIC insurance coverage through a single bank. Through FirstBank, you are eligible to utilize ICS, the IntraFi Cash Service, to access FDIC insurance through thousands of participating IntraFi network banks. IntraFi offers the highest per-depositor and per-bank capacity, and the peace of mind of being able to make large-dollar placements every business day. The FDIC’s deposit insurance coverage only protects against the failure of the FDIC-insured depository institution and does not protect against a failure of Crescent Financial Inc. or other companies.  
About UsRate SheetContact
Flexa
Crescent Privacy Policy
FirstBank Privacy Policy
Terms & Conditions
Terms of Use
* APY = Annual Percentage Yield. Issued APY rate as of 5/1/2024 is 5.25% APY. APY and interest rates are subject to change.

† Deposit placement through ICS is subject to the terms, conditions, and disclosures in the applicable agreements.Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed theSMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through ICS satisfies any restrictions on its deposits. A list identifyingIntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi andICS are registered service marks, and IntraFi Cash Service is a service mark, of IntraFi Network LLC.

Your profile with Crescent and all services provided to you by Crescent are subject to the Terms of Use (the “Terms”) and other applicable terms and no other representations or warranties, express or implied, are provided to you except as expressly set forth in the Terms. If you have any questions regarding your Crescent Cash profile, please contact support@crescent.app.

1 Investment advisory services are offered through Atomic Invest LLC ("Atomic Invest"), an SEC-registered investment advisor, member SIPC. Brokerage services are provided by BNY Mellon Pershing, member SIPC, through a clearing and custody relationship with Atomic Invest. Atomic Invest manages and executes investments on behalf of customers. This advertisement is not an offer to sell or a solicitation of an offer to buy securities. Products may not be available in all states. Learn more about Atomic at the SEC’s Investment Adviser Public Disclosure page. INVESTMENT PRODUCTS ARE: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, FIRSTBANK OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED.

3 Based on APYs paid by U.S. Banks as determined by nerdwallet.com as of 5/1/2024.

2 APY = 65x more than the average APY for checking accounts published by the FDIC as of 5/1/2024 at https://www.fdic.gov/resources/bankers/national-rates/index.html

Copyright © 2024 Crescent Financial. All rights reserved.