As a partner, you’ll receive priority access to Crescent’s high-yield business banking platform — built to help you earn more, save time, and operate with less friction.
Use code the code below when you open your account to unlock these perks.
Dedicated
Account Manager
Priority
Support Access
$500
Deposit Bonus
Early Access
to New Features
More Yield. No Fees.
Greater Coverage.
Annual Percentage Yield (APY)
Up to 3.50% on all balances
0.02% on savings balances up to $999,9991
No APY on checking accounts below $20,0002
0.51% on all checking balances3
Monthly Service Fee
None
$15
(waived with a $2,000 balance or other criteria)
$16
(waived with a $5,000 balance or other criteria)
None
Transaction Fees
No fees for standard transactions
No fees for the first 20 transactions
$0.40 per additional transaction
No fees for the first 200 transactions
$0.45 per additional transaction
No fees
FDIC Insurance
Access millions in aggregate FDIC insurance across network banks†
Up to $250K
Up to $250K
Up to $250K
Up to 3.90% on all balances
None
No fees for standard transactions
Access millions in aggregate FDIC insurance across network banks†
0.02% on savings balances up to $999,9991
$15
(waived with a $2,000 balance or other criteria)
No fees for the first 20 transactions
$0.40 per additional transaction
Up to $250K
No APY on checking accounts below $20,0002
$16
(waived with a $5,000 balance or other criteria)
No fees for the first 20 transactions
$0.45 per additional transaction
Up to $250K
0.51% on all checking balances3
None
No fees
Up to $250K
Fast, flexible, free payments.
You choose the method—Real-Time Payment (RTP)1, same-day ACH, wire, or check2. We make it seamless.
1 Real-Time Payments is a USD-only instant payment service developed by The Clearing House. It reaches roughly 65% of US depository accounts. The RTP network is always available, excepting scheduled downtime for maintenance. Transactions are confirmed by receiving institutions in real-time.
2 If the order is provided before 2:30 ET
Your command center for modern cash flow.
Everything your team needs to stay secure and in sync.
Team-Based Permissions
Define access by role, team, or entity so everyone sees and does exactly what they need—no more, no less.
MFA Login
Multi-factor authentication through an app of your choice for enhanced account security.
Dedicated support
24/7 dedicated support via phone, text, email, Slack, or Teams.
Notification alerts
Email alerts to help you stay informed on everything that’s going on.
Wall of love
“Anytime I reach out to Crescent’s team with a question, I'll get an email back within 15 minutes max, letting me know they're on it. That kind of personal service is rare in any industry.”
“Crescent is a better solution than the tools that traditional banks provide. Larger banks haven’t provided commercial business customers the level of service and offerings that they should. It’s clear: Crescent will disrupt that space.”
"As a nonprofit, it's part of your fiduciary responsibility to make the most of your savings, and Crescent Cash helps you do just that."
"Having access to principal capital is always advantageous, but it's even greater now, knowing we have a fintech partner to help mitigate financial risk and grow that capital."
“Our fee structures across checking, savings, and credit cards at our previous bank were extremely complex. I knew I wanted something different.”
“Crescent is a no-brainer for any early startup that needs to protect cash while growing it.”
“Anytime I reach out to Crescent’s team with a question, I'll get an email back within 15 minutes max, letting me know they're on it. That kind of personal service is rare in any industry.”
“Crescent is a better solution than the tools that traditional banks provide. Larger banks haven’t provided commercial business customers the level of service and offerings that they should. It’s clear: Crescent will disrupt that space.”
"As a nonprofit, it's part of your fiduciary responsibility to make the most of your savings, and Crescent Cash helps you do just that."
"Having access to principal capital is always advantageous, but it's even greater now, knowing we have a fintech partner to help mitigate financial risk and grow that capital."
“Our fee structures across checking, savings, and credit cards at our previous bank were extremely complex. I knew I wanted something different.”
“Crescent is a no-brainer for any early startup that needs to protect cash while growing it.”
“Anytime I reach out to Crescent’s team with a question, I'll get an email back within 15 minutes max, letting me know they're on it. That kind of personal service is rare in any industry.”
“Crescent is a better solution than the tools that traditional banks provide. Larger banks haven’t provided commercial business customers the level of service and offerings that they should. It’s clear: Crescent will disrupt that space.”
"As a nonprofit, it's part of your fiduciary responsibility to make the most of your savings, and Crescent Cash helps you do just that."
"Having access to principal capital is always advantageous, but it's even greater now, knowing we have a fintech partner to help mitigate financial risk and grow that capital."
“Our fee structures across checking, savings, and credit cards at our previous bank were extremely complex. I knew I wanted something different.”
“Crescent is a no-brainer for any early startup that needs to protect cash while growing it.”
Technology that gives you speed, visibility, and control.
